finance
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Emerging AI Frontiers: Unlocking the Full Potential of AI in Financial Services
Artificial Intelligence (AI) has long been an integral part of digital transformation in the financial sector—primarily through fraud detection, automated customer service, and process automation. However, the evolution of generative AI (GenAI) is significantly broadening the range and depth of possible applications. Recent research suggests that 32–39% of tasks across banking, capital markets, and insurance Continue reading
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Catalytic Capital at Work: Scaling and Strengthening Blended Finance
Blended finance enables market creation, risk mitigation, and capital mobilization in underserved, higher risk sectors and geographies. It is especially vital for early-stage or high-impact projects where traditional investors face challenges assessing risks or collateral. For institutional investors, it offers opportunities for portfolio diversification, reduced volatility, and exposure to emerging asset classes while balancing the Continue reading
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Designing for Low Digital Literacy: Bridging the Financial Inclusion Gap
In today’s rapidly digitizing world, over 1.4 billion adults remain unbanked, most of them residing in low-income, rural, or migrant communities. Even as mobile phone penetration and internet access expand globally, many of these individuals face a different kind of exclusion—digital illiteracy and a lack of confidence in using virtual financial tools. The challenge is Continue reading
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WealthTech in Transition: Opportunities, Challenges, and the Future of Digital Investing
WealthTech, the fusion of wealth management and technology, is undergoing rapid transformation globally—and India is catching up fast. While only ~3% of India’s population currently invests in stocks compared to ~55% in the US, the rise of digital investment platforms, robo-advisors, and fractional investing is set to disrupt traditional finance and democratize access to wealth Continue reading
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MSME finance – Growth and Innovation Trends (Case Studies)
MSMEs in emerging markets face persistent challenges in accessing formal credit, managing cash flow, and scaling operations. However, innovative financial solutions—from invoice financing, digital banking, to green lending—are bridging these gaps. This article presents a curated set of case studies highlighting the most impactful trends, innovations, and key players shaping the MSME finance landscape in India and across Continue reading
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MSME Finance in Emerging Economies
Micro, small, and medium-sized enterprises (MSMEs) help drive growth across developing countries with their contribution towards job creation and economic output. Based on available data, MSMEs in Asia and the Pacific accounted for an average 96.6% of all enterprises, 55.8% of the total workforce, and 28% of a country’s economic output. MSME development has been supported Continue reading
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