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Designing for Low Digital Literacy: Bridging the Financial Inclusion Gap
In today’s rapidly digitizing world, over 1.4 billion adults remain unbanked, most of them residing in low-income, rural, or migrant communities. Even as mobile phone penetration and internet access expand globally, many of these individuals face a different kind of exclusion—digital illiteracy and a lack of confidence in using virtual financial tools. The challenge is Continue reading
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MSME Finance in Emerging Economies
Micro, small, and medium-sized enterprises (MSMEs) help drive growth across developing countries with their contribution towards job creation and economic output. Based on available data, MSMEs in Asia and the Pacific accounted for an average 96.6% of all enterprises, 55.8% of the total workforce, and 28% of a country’s economic output. MSME development has been supported Continue reading
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